The most expensive home insurance in the United States
Rates for Home insurance can vary wildly depending on where you live. Many other factors can affect your home insurance, such as your home’s age and condition, deductible, and the amount of coverage. An unfortunate fact of life in Florida is that we suffer from Hurricanes during the season, which affects our home insurance greatly, especially in coastal areas.
The top four most expensive zip codes are in Florida.
It comes as no surprise that Florida has some of the highest insurance rates in the United States. But where are the most expensive zip codes? Insurance.com recently did a survey, and the top four zip codes for home insurance in the whole country are located in the Florida Keys!
- 33070- ISLAMORADA VILLAGE OF ISLANDS: $6,295
- 33001- LONG KEY: $6,205
- 33036- ISLAMORADA VILLAGE OF ISLANDS: $6,095
- 33037- KEY LARGO: $5,950
The above numbers are averages, and many people in the Florida Keys will pay more than $10k per year on home insurance!
Hurricane windows can lower your insurance
When insurance companies assess the risk of insuring your property, they consider many factors. Hurricane Impact windows and doors lower the risk of your home being damaged by a storm substantially and also make it a lower risk for burglary. Because of these factors, many insurance companies will offer discounted home insurance for people with impact windows installed. Many people do not know that installing Hurricane Impact Windows & Doors on your home can lower your insurance by over 40%. These saving can add up to a lot of money over the years and save you thousands of dollars!
The value far outweighs the cost of impact windows and doors to your property. Over several years you will recoup the cost of your windows and have money to spare!